How to Invest 5,000 Dollars

So you’ve got a few thousand extra dollars in the bank. Maybe you got a bonus at work, or a small inheritance, or a tax refund. Or maybe you’ve just been saving more than you’ve been spending lately. Regardless, you want to invest your extra money. Smart move! If you’ve got about $5,000 to invest, what you do with it depends a lot on your age, goals and financial situation. Let’s take a look at your options.

Pad Your 401(k):

If you’ve been neglecting your retirement, now’s the time to get back on track with a 401(k). You can’t drop the $5,000 directly into the account – the funds are taken directly from your paycheck – but you can use the extra padding in your bank account to increase your contribution. Read more…

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Where Top VCs Are Investing in Adtech and Martech

Lately, the venture community’s relationship with advertising tech has been a rocky one.

Advertising is no longer the venture oasis it was in the past, with the flow of VC dollars in the space dropping dramatically in recent years. According to data from Crunchbase, adtech deal flow has fallen at a roughly 10% compounded annual growth rate over the last five years.

While subsectors like privacy or automation still manage to pull in funding, with an estimated 90%-plus of digital ad spend growth going to incumbent behemoths like Facebook and Google, the amount of high-growth opportunities in the adtech space seems to grow narrower by the week. Read more…

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5 ETFs to Start Investing in 2020

Investing can be your pathway to riches, and many people resolve to do a better job with their money at the beginning of a new year. Yet like many resolutions, it can be easy to get intimidated by the prospects of having to choose from thousands of different stocks and find ones that will make you wealthy while avoiding the ones that could wipe you out financially.

Exchange-traded funds provide a great way for beginning investors to get started. With extensive holdings of stocks and other investments, ETFs have diversified portfolios and are less volatile than individual stocks. By choosing ETFs with the right market exposure and low costs, you can put together an entire portfolio with just a handful of selections. Read more…

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What Investors Should Watch When FuelCell Energy Reports Q4 Earnings

FuelCell Energy (NASDAQ:FCEL), a leading provider of megawatt-scale fuel cell solutions, is scheduled to report its fourth-quarter earnings on Jan. 22. Undoubtedly, investors will be paying close attention to the company, just as they have been over the past few months, to see if its earnings report indicates that the company’s turnaround remains intact.

Because of an unexpected third-quarter performance in which FuelCell Energy trounced analysts’ revenue estimate of $9.75 million and reported $22.7 million, investors will be acutely focused on what the company reports in revenue for the fourth quarter. However, savvy investors know that a company’s quarterly performance transcends just one metric, so let’s key in on some other important things to focus on when the company reports earnings. Read more…

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What Are Some Rookie Investing Mistakes to Avoid?

What are the biggest mistakes that investors make, and how can they be avoided? originally appeared on Quora: the place to gain and share knowledge, empowering people to learn from others and better understand the world.

Answer by Gurinder Ahluwalia, Co-Founder & CEO of 280 CapMarkets, on Quora:

The biggest mistakes are: acting on emotion or reacting impulsively. The first step is to acknowledge the emotion that drives the behavior. Depending on how actively you are engaged in the various asset classes in your portfolio, the best advice can be to seek out a trusted financial advisor. The other potential mistake is trading too often. Read more…

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Where to Put 1,000 Dollars Right Now

You’re out of school and you have a job, or your kids are finally out of school and you have some extra cash now that tuition payments are gone. Or maybe you’ve simply saved up an extra $1,000 and want to invest it. Where should that money go? Good news: You have multiple options.

The simple yet diversified approach:
Invest in an ETF. These funds track an index, which gives you a diversified exposure to the market, all from one simple investment. Whether it’s $1,000 or $10,000, it’s all about percentage returns. Is your money keeping up with the market? This helps you get a feel for investing while cutting down on risk. It’s probably best to place the full sum into an ETF that tracks the S&P 500. Diversifying $1,000 won’t leave you with much in terms of shares per position. Read more…

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3 Stocks You Can Buy and Hold Forever

The idea of holding on to investments for decades can be intimidating. Predicting the future is famously difficult work, and it’s all but certain that some of your forecasts will be incorrect. On the other hand, having an ultra-long-term approach to some of the stocks in your portfolio will drive you to focus on great businesses that are poised to go the distance. And it’s a time-tested fact that buy-to-hold investing tends to yield the best results.

World-beating investor and Berkshire Hathaway CEO Warren Buffett has famously said that his company’s preferred holding period is “forever,” and his investment firm’s incredible track record of success evidences the benefits of finding great businesses at reasonable prices and settling in for the long haul. Read more…

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5 Stocks to Start Investing in 2020

Congratulations on starting down the path toward becoming a stock investor!

There is an enormous amount of money to be made in the stock market, and millions of investors have created life-changing wealth by owning stocks.

You can, too.

One of the best ways to do so is to start with the stocks of strong, easy-to-understand businesses. This will make it easier for you to track the progress of your companies, which, in turn, will help you better determine when to buy and sell their stocks. Additionally, strong businesses tend to perform well over the long-term, even if you don’t buy them at the most opportune time. Read more…

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3 Great Stocks You Can Buy on Sale

With the market near all-time highs, it isn’t as easy as you might like to find stocks that are on sale. Generally you have to look at companies that are out of favor for some reason. When looking at investment opportunities of this kind, however, careful investors will focus on safety. Here are three stocks that appear to be on sale, but have the financial strength to live through the troubles they are currently dealing with: ExxonMobil (NYSE:XOM), Simon Property Group (NYSE:SPG), and A. O. Smith (NYSE(AOS).

1. Oil is long from dead:
The big knock against energy stocks like Exxon today is that they are part of the global warming problem. While that is true, oil is still in high demand, and likely to remain a key part of the energy market for decades to come. Read more…

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5 Top Growth Stocks You’ll Want to Own in 2020

Although value stocks have been the better ultra-long-term investment opportunity, in comparison to growth stocks, the past decade has belonged to high-growth companies. The persistent low-interest rate environment has given high-growth businesses an opportunity to borrow at a low cost, thereby fueling top-line sales increases. With the Federal Reserve seemingly intent on keeping rates low for the foreseeable future, this might mean the good times are here to stay for growth stocks.

The big question, of course, is what growth stocks you should own as we drive headlong into a new year (and decade). After scouring the market, the following mix of large-, mid-, and small-cap growth stocks should help to fatten up your portfolio by year’s end. Read more…

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