How to Make the Most of Buy-and-Hold Investing

Buy and hold investing is an investment strategy where you purchase an investment, like a stock or mutual fund, and keep it for a long period of time. Many famous investors, such as Benjamin Graham and Warren Buffett, are stalwart fans of buy-and-hold investing.

Over a short period of time, financial markets tend to fluctuate. Stock and other asset prices go up and down almost constantly during trading hours. Graham, the author of “The Intelligent Investor,” equates buying and selling stocks on a short-time horizon to gambling. He says that true investing takes place over a longer time span. Read more…

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3 Dividend Investing Tips That Can Earn You Thousands

With even 30-year Treasury bonds only yielding around 2.3%, investors looking for income from their portfolios have to look farther out on the risk curve than government bonds to get decent yields. Those low yields are making stocks — which often not only pay higher-yielding dividends but also have the potential to raise their dividends over time — look that much more attractive by comparison.

Still, investing in dividend stocks requires much more than just looking for high yields. Indeed, searching for stocks just based on their yields is a great way to lose money, as the stocks with the highest reported yields are often ones most at risk of cutting their dividends. If you want a smarter way than just searching on yield to find income-producing stocks, these three dividend investing tips can help earn you thousands. Read more…

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Best Place to Invest in Real Estate

All too often in real estate, there is a notion that to be a good investor you must find what are considered “the most lucrative markets” or investments with “the highest returns.” While it’s essential to find a market that supports the property and produces a good return, none of that matters if you don’t have the time, knowledge, or capital to pursue it. Rather than chasing the “best,” instead concentrate on finding what is best for you based on your investment goals, financial means, risk tolerance, and time availability. Let’s dive into the things that matter when determining the best place to invest.
How much time do you have?

Time is by far our most valuable resource. Even though we all have 24 hours in a day, some people have more time than others. Read more…

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How to Start Investing When You Don’t Know Anything About Investing

Next month is the five-year anniversary of me moving to New York City, which means it’s also the five-year anniversary of me getting my first-ever Adult Job. I worked full-time during the last couple semesters of college, but I didn’t become a legit salaried employee until fall 2014. Though I made almost no money – especially after I discovered how easy it was to order food to my Brooklyn apartment – I managed to scrape by.

Now, half a decade later, I’m fortunate enough to have a little bit of extra cash. Not much, mind you – I still get empanadas delivered on a regular basis – but enough that I could put some of it away… if I knew how. Read more…

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How to Invest in Corporate Bonds

There’s a Certain swagger that goes with saying you own stocks. The label “shareholder” conjures some combination of savvy gambler and calculated risk taker. You own a piece of the action and if a company hits the jackpot, you get to brag; if it tanks, you can always whistle and change the subject to “Game of Thrones” reruns.

Company bondholders, by contrast, get no such bragging rights. In fact, many investors who love stocks couldn’t tell you the difference between a company bond, a bail bond and those U.S. Savings Bonds Aunt Winnie used to dole out with boxes of marzipan candy. Read more…

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Ways Investing Will Change in the Next 25 Years

Over the next quarter-century, $68 trillion in assets will be transferred from baby boomers to younger generations, according to a new report from Cerulli Associates. With more money becoming available to millennials – and eventually Gen Z – these new generations will have more opportunity to invest, and the ways they invest will be different from prior generations thanks to all the diverse options now available.

GOBankingRates spoke to Shoshana Winter, U.S. managing director at premium real estate investing platform iintoo, about the ways in which the new generation of investors is flipping the script on traditional investing as they look for new means to capitalize on their funds. Read more…

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Investing Beyond Your 401(k): How to Do it and Why You Should

If you have extra cash to invest after maxing out a 401(k) or other retirement plan at work, it’s wise to consider your options. Most investors will have three options: a Traditional IRA, a Roth IRA, or a taxable brokerage account. Though there are important pros and cons to know about each type of account, for high-earning individuals with a significant capacity to save, the taxable investment account offers the most flexibility.

Using a brokerage account to save after maxing out a 401(k):

The main reason a taxable brokerage account is a popular choice after a 401(k) or 403(b) is quite simple: flexibility. Read more…

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Future Returns: Investing in the ‘Food Revolution’

The food and agriculture industry is shifting rapidly to meet changing consumer preferences and the expanding needs of a global population that’s expected to grow by 2 billion in the next 30 years.

For wealthy individuals, several long-term trends affecting how the world grows and consumes food are presenting attractive investment opportunities largely in private markets, where startups are involved in everything from plant-based alternatives to meat and dairy products to vertical farming.

There are “a lot of interesting longer-term opportunities to invest in the future of food or the food revolution,” says Andrew Lee, head of sustainable and impact investing in UBS Global Wealth Management’s chief investment office. Read more…

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Benefits of Investing in Climate Adaptation Far Outweigh Costs

Images of devastating storm damage and droughts around the world this year have been drawing attention to the risks of global warming, particularly to the world’s poorest people. Cutting emissions is critical to minimizing those risks, but a new report argues that the world needs to devote an equally urgent effort to adapting to the changes that are sure to come.

The report, released Tuesday by the Global Commission on Adaptation, argues that a drastic increase in investing in adaptation measures, such as early warning systems and resilient infrastructure, would not only avoid tremendous human suffering and economic losses, it would bring benefits that would outweigh the costs nearly four-to-one. Read more…

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What the NFL Can Teach Us About Investing

How to minimize penalties in your portfolio as retirement approaches:

One thing that NFL rookies will have to get used to during today’s first Sunday of the football season is how much faster the game moves at that level. No disrespect to college players, but the pro game happens at an accelerated pace.

Likewise, stock and bond markets now move much faster than they used to. Information is easy to find, commonly available, and the whole world can literally watch and react. Market price moves that used to take weeks or months to occur now happen in a day. Read more…

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