Only 1 in 5 Americans is Making This Smart Investing Move

We’re several months into the COVID-19 pandemic now, and it’s clear the virus still has a firm grip on the country. While many Americans are most focused on their immediate financial needs, it’s important to keep your long-term goals in mind, too.

Investing for retirement is crucial no matter your age, but it’s a goal that often gets pushed to the back burner. And just a small fraction of Americans are making this smart investing move that will help them build a healthier retirement fund.

Investing during uncertain times:

Right now can be a daunting time to invest in the stock market. We’re officially in a recession, according to the National Bureau of Economic Research, and with the number of coronavirus cases spiking sharply in recent weeks, there’s a chance businesses may need to shut down once again – potentially resulting in a second stock market downturn. Read more…

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3 Investing Mistakes to Avoid During a Recession

We’re in a recession, which means you’ll need to be even more careful than usual when it comes to investing your money. Now to be clear, investing during a recession is a smart move that could pay off in the long run. But if you’re going to go this route, be sure to steer clear of the following mistakes.

1. Dumping your stocks the moment they lose value:

Stocks can be volatile during periods when the economy is thriving, so in a recession, their value can swing even more. And while seeing your portfolio tank on screen or on paper can be extremely upsetting, one thing you must remember is that you don’t lose money during a recession until you actually go and sell your investments at a loss. Read more…

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How to Invest With a Robo-Advisor

A robo-advisor can help you automate the process of investing for retirement and other financial goals. The robo-advisor concept is simple, but for new investors the idea of letting a software algorithm choose your investments may seem somewhat unfamiliar. We’ll take a deep dive into the concept and tell you everything you need to know about robo-advisors.

What Is a Robo-Advisor?:

A robo-advisor-also known as a robo, a roboadvisor or a robo-adviser-is a type of brokerage account that automates the process of investing. Most robos charge lower fees than conventional financial advisors because they invest your money in prebaked portfolios made primarily of specially chosen, low-fee exchange-traded funds (ETFs). Some robo-advisors also offer access to other more customized investment options for advanced investors or those with larger account balances. Read more…

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Five Ways to Invest in Gold

We can all agree that “uncertainty” is one of the fundamental factors directly affecting the price of gold. The irony here is that uncertainty is a “sentiment” and not a quantifiable data point (fundamentals tend to be associated with data points). Yet, the more uncertain the market or economy gets, the higher the price of gold tends to rise.

Over the past few months, amid the crash and lockdowns, gold has risen over 20% (from its March lows) as investors sought a hedge against economic uncertainty and the potentially negative long-term effects of the Federal Reserve’s stimulus plan (with a bias toward inflation). Read more…

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Future Returns: Investing in Tech for Good

Worries about personal data and privacy have taken some of the sheen off investing in technology.

From Facebook improperly sharing the personal data of up to 87 million people with Cambridge Analytica, to security fears that have led employers to demand employees remove the TikTok video app from their work phones, recent scandals may leave investors wondering if there are ways to invest in tech with fewer confidentiality and ethical issues. Read more…

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The 3 Best ETFs for Dividends

In today’s low-interest-rate environment, many investors are shifting their search for income from bonds to dividend-paying stocks. The biggest risk from that move is that because of the economic slowdown put in place to combat COVID-19, many companies are slashing their dividends. When a company cuts its dividend, its share price often drops, too. That leaves an investor both without the expected income and with a smaller capital base to invest, which only serves to make things worse.

A way to blunt the impact of potential dividend cuts is to buy an ETF that itself pays dividends. That way, even if some constituents of the ETF cut their dividends, the shares of other companies that managed to maintain or raise their dividends would help reduce the damage to your overall portfolio. It’s still no guarantee of success, but it beats seeing your portfolio ravaged by a single major holding that’s running into trouble. With that in mind, these three ETFs are among the best for dividend-seeking investors. Read more…

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Top 5 Things to Know in the Market

Investing.com – The coronavirus continues to spread unchecked in the U.S. and across much of the developed world. Stocks are set to open higher as Goldman Sachs (NYSE:GS) raises its profit forecast for the S&P 500 ahead of the Q2 earnings season, although Pepsico (NASDAQ:PEP) demurred in its latest update. The zloty is weakening slightly after conservative President Andrzej Duda won another term, and oil prices slid on the prospect of OPEC and its allies preparing to let more oil back into the market from next month. Here’s what you need to know in financial markets on
Monday, July 13th.

1. Virus spreads faster; Trump dons a mask:

The World Health Organization registered a new daily record high for the number of new cases of Covid-19 at the weekend at over 230,000. Read more…

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How to Invest in MLP Stocks

The Midstream Sector supports the oil and gas industry’s infrastructure needs and can increase diversification in a retirement portfolio since it generates higher yields.

Find More Diversification With Alternative Investments
Investors typically invest in large integrated exploration and production names from the energy sector, as well as utility companies for additional income, and often overlook the midstream sector, says Michael Underhill, chief investment officer at Capital Innovations in Wisconsin.

Many MLPs, or master limited partnerships, are energy pipeline companies, while others transport, process or store crude oil, natural gas and natural gas liquids, says Stacey Morris, director of research at Alerian, a Dallas-based financial information services company for asset managers and investment professionals. Read more…

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A Guide to Investing in the Indian Stock Market During Coronavirus

The global economic upheaval caused by the coronavirus pandemic has resulted in widespread job losses and a sharp decline in business activity worldwide. Stock markets too saw steep corrections in early 2020, although some made an equally rapid recovery in the second quarter.

Indian markets are no exception to this pattern. The S&P BSE Sensex, which tracks India’s 30 largest and most actively traded stocks, fell as much as 29% from early February through the end of March. Then the index recovered 20% of its value between late March and the end of June. Read more…

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3 Investing Moves You Should Never Make During a Recession

The stock market may be experiencing remarkable growth at the moment, but the U.S. economy is officially in a recession, according to the National Bureau of Economic Research.

The economy and the stock market work independently and don’t always align, but it’s important to think about how the former could affect the latter. Although the market might be up at the moment, it’s impossible to say how long this growth spurt will last. If the country is hit with a second wave of COVID-19 and more Americans lose their jobs, that could potentially trigger another stock market crash.

It can be tough to decide what to do with your investments when there’s no telling what the stock market may do next. But no matter what happens, there are a few things you should not do right now. Read more…

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